Can I travel internationally with Costco credit card?

Can I travel internationally with Costco credit card?

Costco Anywhere Visa® Card by Citi - Overview:

The Costco Anywhere Visa Card by Citi is a credit card designed exclusively for Costco members. It offers impressive cash back rewards on everyday purchases and has no annual fee for Costco members. This credit card is accepted worldwide wherever Visa is recognized, making it convenient for international travelers.

Acceptance and usability abroad:

One of the significant advantages of using a Costco credit card while traveling internationally is its acceptance. Since it is a Visa card, it can be used in millions of locations globally, including hotels, restaurants, shops, and ATMs. This wide acceptance ensures that you won't face any major difficulties when using your Costco credit card while abroad.

However, it's crucial to notify your credit card provider about your travel plans before departing. This prevents any inconvenience caused by the sudden appearance of international charges on your account, which might lead to the card being blocked for security reasons.

Foreign transaction fees:

When it comes to international travel, one of the significant concerns is foreign transaction fees. These fees are imposed by some credit card providers when a foreign currency transaction takes place. Fortunately, the Costco credit card does not charge foreign transaction fees. This means you can use your card abroad without worrying about any additional charges related to currency exchange.

Rewards and benefits:

The Costco Anywhere Visa Card offers generous cash back rewards on various categories. For example, it provides 4% cash back on eligible gas purchases worldwide, including Costco gas stations, up to a specific annual limit. Additionally, it offers 3% cash back on restaurants and eligible travel purchases, making it a suitable choice for international dining and travel expenses.

This credit card also offers 2% cash back on all other purchases from Costco and Costco.com, and 1% cash back on all other purchases. These rewards can add up significantly, especially if you frequently travel or spend on eligible categories.

Travel insurance and protection:

While the Costco credit card does not offer the same level of travel insurance and protection as premium travel credit cards, it does provide some basic coverage. Cardholders benefit from worldwide travel accident insurance, travel and emergency assistance services, and car rental insurance. Although these benefits are included with the card, it's recommended to review the exact terms and conditions to ensure you have a clear understanding of the coverage provided.

Conclusion:

In conclusion, the Costco credit card can indeed be used internationally, as it is accepted wherever Visa is recognized. Its lack of foreign transaction fees and generous cash back rewards on dining and travel expenses make it a suitable choice for frequent travelers. However, it's essential to notify your credit card provider about your travel plans and review the card's benefits and terms before embarking on your international journey.

Remember, with the Costco credit card in hand, you can enjoy convenient and rewarding international travel!

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